426 Realty
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After-Sale & Move-In
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How do I book a viewing?
Open the property page and click “Book Now”, or go to Book an Appointment. Pick a date/time, verify your email via OTP, and submit.
Why do I need to verify my email (OTP)?
OTP prevents spam and lets us send updates and confirmations securely.
What times can I book?
Slots are typically on the hour between 8:00 AM and 5:00 PM, depending on staff availability.
Can I choose a specific agent?
Yes. Pick your preferred agent from the dropdown, or choose “Any” and we’ll auto-assign the first available.
I didn’t get the OTP. What should I do?
Check Spam/Promotions. If still missing after a few minutes, tap “Send OTP” again or try a different email.
I booked—what happens next?
You’ll receive an acknowledgement (pending). Once confirmed, you’ll get a confirmation email with a calendar invite.
Why can I still view some Sold/Reserved properties?
For transparency and market reference, some unavailable listings remain viewable in read-only mode.
Are map locations exact?
Pins show the reported location or a nearby landmark. Exact unit locations may be shared after booking for privacy.
Can I share a listing?
Yes—use the Share button for WhatsApp, Facebook, Telegram, X, SMS, Email, or copy link.
How do I make an offer?
Message us after a viewing (or via the listing). We’ll discuss terms and prepare a formal offer sheet.
Is there a reservation fee?
Some properties require a reservation to hold the unit during processing. Amount and validity vary by seller/developer.
Is my reservation refundable?
Policies differ by seller/developer. We’ll clarify the reservation terms before you pay anything.
Do you negotiate on price?
We present reasonable offers and negotiate within the seller’s parameters.
Do you have a mortgage calculator?
Yes. Use the Mortgage Calculator on property pages to estimate monthly payments (figures are estimates).
What financing options are common?
Cash, bank financing, or in-house financing (for select developers). We can refer lenders upon request.
How much down payment is typical?
It depends on the lender/developer and your profile. Many bank loans require a down payment; the percentage varies.
What documents do banks usually require?
Valid ID, proof of income, employment/business docs, and property details. Exact requirements vary by bank.
Can OFs/OFWs buy and apply for a loan?
Generally yes, with additional documents and consularized/apostilled forms depending on the bank.
Can you help with bank pre-approval?
We can coordinate introductions and provide property documents to support your application.
What costs should I expect aside from the price?
Expect transfer taxes, DST, registration, notarial/processing fees, and possibly association dues. Rates vary by LGU and property type.
Who pays capital gains or CWT?
It depends on the deal structure and seller type (developer vs. individual). Agreed terms will be in the contract.
What title will I get?
For lots/houses: TCT. For condos: CCT. Pre-selling units receive title after turnover per developer timeline.
How long does title transfer take?
Varies by LGU/registry and document completeness. We’ll estimate once we review your case.
Do you assist with due diligence?
Yes—we help review property documents and coordinate with partner professionals as needed.
When do I get the keys?
Upon completion of payments and signing of documents (or developer turnover for pre-selling), per your contract.
Who handles utilities and association dues setup?
We’ll guide you through HOA/condo admin and utility applications; some developers have their own onboarding.
Do you offer property management or leasing assistance?
Yes—tell us your goals and we can propose a management or lease-out plan.
Is my information safe?
We only use your data to process inquiries/appointments. OTP email verification adds a security layer.
Why must I pick a time between 8:00 and 17:00?
Those are our standard viewing hours. Contact us if you need a special time.
I can’t submit the booking form.
Ensure your email passed OTP, your email address is valid (example@gmail.com), and you selected both date and time.
How do I contact 426 Realty?
Reply to any system email you received or use the Contact link. You can also start with the chat widget.
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